Loans/credit cards….Sleepless nights

While reading a news about people struck in other countries , their worry not just fear of job losses but the accumulating loans installment and liabilities, it lead to the question “Whose fault” ? While pandemic is an unforeseen situation, but huge debts (which ever forms) is adding fuel to the fire. Isn’t it ?

When so much is being said about the current Situation we are in, it occurred to me would people start to think about their finances from a different angle.

Financial insecurity might be the major issue after the coronavirus, and a major cause of sleepless nights for majority. For the people who have been spending more then their means, is it not their fault ? Loans for cars, homes or marriages etc , credit cards for groceries to travel expense has been norm of the day for modern world.

The people who have lived strictly by their means , may only have one worry “one square meal ” a day for their families. And the one who had saved for rainy days only have to spend wisely.

But what about people with loans and credit card over spending . The banks and financial institutions may have given temporary relief but nobody is writing-off completely. So the pay back time is hanging like a sword.

Is it not the RIGHT time to INTROSPECT and do a few lifestyle changes. ?

SIMPLY…….

“SPEND WHAT IS IN YOUR POCKET”

This is what our parents and grandparents used to do.

Copyright (c) 2020 Namrata D Prabhakar

Fear -Think again

If people are in fear state then why are they not able to understand simple sentence :Stay at home

Why the authorities all over the world have to use strict measures?

Isn’t there already lot on their hands to deal with, without worrying about the people who want to go out for a walk ?

This is nothing to do with education, and everything to do with plain COMMAN SENSE.

It is moral duty of ever single of us (who are not directly connected with any profession requiring to be out there) to pitch in by simply getting out of the way.


The people violating home quarantine or other wise violating the rules should be clicked and put on the social media. May be it will help to drive message home “We are living in Pandemic state”

Going back to basics Part I

Since the outbreak at China started enhulfing other parts of the world (hardly any place untouched now), I keep going back in time and appreciate the logic of our Ancestors for doing things a certain way.

People , in so called modern society,  who ridiculed the old ways and now seeking the older wisdom.
A few thoughts to make my point :

– Trafitional Namstay, considered old fashioned by todays modern  society,  is now  safest way to greet 🙏🏻

– May be 2 generations ago and still in the remote/rural India, people observe the practice of leaving their footwears outside near the main gates. And washing their hands, feet and face thoroughly before entering the house.  The logic was to wash off the dirt and grit of the day .

– Would drink water without touching the glass or container


Would not hold baby or small children immediately after coming from outside, avoiding passing on any germs to them

– Would eat in a thali (plate) served individually to avoid contamination of food for other, as food was eaten using hands

– Hands were washed thoroughly after finishing food. Today napkins have taken our live

–  Performing havans and poojas were a norm. The purpose was to purify the atmosphere in and around the house. The pure ghee, camphor and other ingredients used are  believed to be natural purifiers.

The list is extensive……

In this testing time if we are mindful and aware of our routine and habits it may go a long way to keep us and others safe.

We can not go back but always adapt some good old practices to sustain in a better way


To be continued…..

Continue reading “Going back to basics Part I”